I think the front-back mode would become the ordinary working mode by companies, being offline mode as less as possible. Online systems should become more powerful and should became able to reach the most possible customers. You are right: if covid19 lasts, lots of countries' finances would plummet, increasing worldwide poverty rate. Point is a friend of mine, a physician, really believes covid19 will last for 5 years long
. I'm afraid he could be right because he is a physician
. Tourism business would definitely collapse