I would say that people prefer the security that jobs give them than the risk of taking up a business, nobody wants to suffer,but everyone wants to make it.people are scared of taking risk,you can't necessarily blame them,they might have tried and did not work out,so that mindset will always be a pullback to try new things. Imagine a country like mine here where Government can just wake up and make a new policy that would ruin your business, just like the cryptocurrency ban here