Since not everyone requires health insurance, I believe that most people consider all the benefits and drawbacks before selecting a plan. For instance, it makes no sense if the policyholder does not work in a highly hazardous occupation and does not have sufficient cash for this; on the other hand, it would be quite advantageous in the event of the latter. First and foremost, it's critical to consider the compensation you may be eligible for in the event of an injury, in my opinion.