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What Savings pattern should a family man adopt?

There are times when what you are making will not even be sufficient to take care of the family throughout the month , so you won't even have anything to say but you still have to improvise just to save a little .
 
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A family man is one that is blessed with wife and children. Hus spending pattern is complex as he has to meet the needs of everyone in his household. Bearing that in mind, what Savings pattern does he adopt?
He can decide to save money in a fixed account where you cannot withdraw his money on save the money gets to a particular amount so that he will be able to save up to his dream amount
 

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