In Nigeria where I leave, I would use the $10000 to open a shopping mall that would consist of many shops where I would rent a part of it to customers that are capable and ready to make sells in them. I would use the remaining shops for saloon, fast food restaurants, laundry outlets and a cyber cafe business center.This amount of money $10,000 is neither small nor too big but a reasonable amount worth starting a business. Considering the environment you are or where you wish to be, what kind of business will you go into if you are giving this money as loan or grants?.