With that amount you can start mini importation business and make a whole lot of money, around my where I stay $10,000 is a lot of money.This amount of money $10,000 is neither small nor too big but a reasonable amount worth starting a business. Considering the environment you are or where you wish to be, what kind of business will you go into if you are giving this money as loan or grants?.
You can also do phone accessories business, it is another very lucrative business, I tell you it will do well.