Social Lounge

[Cory]

Debt sucks, but it's also the only way to build credit at the same time which is what we were working towards.

I only have a debit card at the moment. I should probably invest in a credit card to build a credit score.

 

[Reverie]

I only have a debit card at the moment. I should probably invest in a credit card to build a credit score.

It's not too hard - and when I first started with a credit card I was very careful to only spend however much I would be able to pay back in a month. Once you get too far in debt it can become a struggle.

 

[Cory]

It's not too hard - and when I first started with a credit card I was very careful to only spend however much I would be able to pay back in a month. Once you get too far in debt it can become a struggle.

Yeah, as long as you keep up with your payments and keep paying them in due time, I'm sure you can have a good credit score.

 

[Reverie]

Yeah, as long as you keep up with your payments and keep paying them in due time, I'm sure you can have a good credit score.

It helps immensely. Your credit score is based on your percentage of usage. So if you have more credit cards, but low usage it helps more. I have 3 credit cards I think right now.

 

[Arantor]

I keep wanting to walk down to my local LEGO store and drop $120 on a particular set that I want - but I don't have the room and I'm saving money for the upcoming apartment purchase...

It's not that I can't afford it, it's just that a) it's a purchase I don't need and b) if I keep putting it off... the problem will sort itself magically when the set gets discontinued and I can find something else not to buy later.

 

[Reverie]

I keep wanting to walk down to my local LEGO store and drop $120 on a particular set that I want - but I don't have the room and I'm saving money for the upcoming apartment purchase...

It's not that I can't afford it, it's just that a) it's a purchase I don't need and b) if I keep putting it off... the problem will sort itself magically when the set gets discontinued and I can find something else not to buy later.

I understand that struggle. I don't really thing I would have time to put into legos... but I wanted the Harry Potter set really bad.

 

[Arantor]

I owned the first round of Hogwarts Castle sets back in the day, and it wasn't a problem of time but space more than anything else

 

[Reverie]

Space for them is a big factor as well which is why I also didn't get them. They looked so cool though!

 

[Cedric]

Good morning everyone.

 

[Reverie]

Good morning everyone.

Good morning Cedric! How are you?

 

[Cedric]

Good morning Cedric! How are you?

Heya Rach, woke up at 5 am, sore shoulder. But that gives me some time to do some small chores while everyone’s still in bed. How about you?

 

[Reverie]

Heya Rach, woke up at 5 am, sore shoulder. But that gives me some time to do some small chores while everyone’s still in bed. How about you?

Sorry it was sore, but at least it sounds like more than a few hours of sleep at least! I'm okay. I decided to call off tomorrow... Still feeling very bad. Going to dentist appointment though and a bank appointment tomorrow. Hoping to sleep in

 

[Cedric]

Sorry it was sore, but at least it sounds like more than a few hours of sleep at least! I'm okay. I decided to call off tomorrow... Still feeling very bad. Going to dentist appointment though and a bank appointment tomorrow. Hoping to sleep in

Yeah, I don’t mind waking up at 4 or 5 am, prefer that way of not being able to sleep until 4 am. By the time everyone’s awake, I’ve had a shower and I’m fresh and awake to start my day.

You’ve been feeling a bit bad for a few days yourself now.. hope you’ll be better soon.

 

[Reverie]

Yeah, I don’t mind waking up at 4 or 5 am, prefer that way of not being able to sleep until 4 am. By the time everyone’s awake, I’ve had a shower and I’m fresh and awake to start my day.

You’ve been feeling a bit bad for a few days yourself now.. hope you’ll be better soon.

I know! Started on Friday... got bad Sunday... and now taken off work 3 days. I feel that I could be getting better, I just know if I went to work tomorrow it would kill me. I'm coughing a lot tonight and it hurts quite a bit.

That makes sense being able to take care of some things before others wake up! I enjoyed watching tv when I was younger before it was time to get ready. It was just nice having quiet time to myself lol.

 

[Cedric]

I know! Started on Friday... got bad Sunday... and now taken off work 3 days. I feel that I could be getting better, I just know if I went to work tomorrow it would kill me. I'm coughing a lot tonight and it hurts quite a bit.

That makes sense being able to take care of some things before others wake up! I enjoyed watching tv when I was younger before it was time to get ready. It was just nice having quiet time to myself lol.

Well, we are definitelt no longer 20 years old. So if anything is up it takes much longer to recover from that. I don’t always want to believe it, but I’ll be 32 in July and my body needs more recovering from when I was 20. 😅

I sometimes feel like I’m 40 though, lol.

 

[Reverie]

Well, we are definitelt no longer 20 years old. So if anything is up it takes much longer to recover from that. I don’t always want to believe it, but I’ll be 32 in July and my body needs more recovering from when I was 20. 😅

I sometimes feel like I’m 40 though, lol.

I’ll be 31 in June. Hitting 30 was rough for me lol. I feel like recovery from sinus infections and such have been harder for me since I’ve had COVID. Perhaps it’s age though. Whichever it is I’m not a fan lol.

I miss when we were teens and young 20s lol

 

[Cedric]

I’ll be 31 in June. Hitting 30 was rough for me lol. I feel like recovery from sinus infections and such have been harder for me since I’ve had COVID. Perhaps it’s age though. Whichever it is I’m not a fan lol.

I miss when we were teens and young 20s lol

Me too. Times were simpler back then.

 

[Ken]

Hey y'all, what's going on today?

 

[Reverie]

Me too. Times were simpler back then.

Most definitely agree!

Hey y'all, what's going on today?

Hey hey! Just waking up and getting my day started. What about you?

 

[Ken]

Hey hey! Just waking up and getting my day started. What about you?

Not much on my end except web surfing.