In the news is the warning to pensioners not to use their pension in taking a loan. The usurer would lend them 1,000 to be paid in 6 monthly installments of 200 for a total of 1,200 which means the total payment is 1,200. The lender would take hold of the pensioner's ATM card so that the lender can withdraw the monthly installment by himself. Many pensioners are falling for that trap of borrowing with their pension as payment for the installment. The interest that was paid is like stealing the money of the pensioner.