It's really quite simple. When you have Crypto, it will be stored on a website in your account. When you want to send it to someone you simply enter the amount and his Bitcoin Address (from his website where it will be stored) and click Send. The rest all happens on the Blockchain automatically. The good part is it's getting even easier. I have an account on CoinBase where I have some Bitcoin stored. If I want to pay to help a new guy join the program I use, I can email him a Crypto Giftcard. He does not need a Wallet or even knowledge about anything Crypto except how to deposit it to his new membership account. They can then use that deposited Crypto to buy Active Shares that pay them 0.7% daily for 180 Days and even compound their earnings as often as they like as long as they have 1,000 Satoshi to buy another Active Share. It won't take long for you to relize that balance that grows every day right before your eyes IS REAL MONEY.