Are you generating a budget surplus or defici Are you generating a budget surplus or deficit?Are you generating a budget surplus or deficit?

[Shigobad20201]

Every month, I put money into my savings. I set this up when I first started saving for a down payment on a house, but because of everything going on, this has now had to be delayed twice. I have some nice savings, but the majority of it is just for my future home.

As a good entrepreneur who knows the benefit of the future , you should be saving right now when you have the strength to work hard and start building your empire towards your retirement .

 

[Emmy]

There's no how you won't come across challenges in situations of life but be determined and deligent to to your budget, because this is the only source of making you have standard life and profit as you have provided.

 

[Chibson]

It is very important to manage your budget and you could do this by analysing the cost of products and services and buy products that you need. Avoid excessive buying or unnecessary buying.

Probably, this is one of the best ways of tried as much as possible to save enough money. You need to avoid buying things excessively and only buy things you need instead of things you want.

 

[Good-Person]

Probably, this is one of the best ways of tried as much as possible to save enough money. You need to avoid buying things excessively and only buy things you need instead of things you want.

Well, this is what I have been planning to do in the month of February. I have already spend a lots of money and now i think that the time has come to stop spending much.

 

[Chibson]

Well, this is what I have been planning to do in the month of February. I have already spend a lots of money and now i think that the time has come to stop spending much.

Yeah, I also found out that I spent a lot of money this month and in February I will be trying as much as possible to cut down on my expenses. I will try to make daily budget.

 

[Good-Person]

Yeah, I also found out that I spent a lot of money this month and in February I will be trying as much as possible to cut down on my expenses. I will try to make daily budget.

I am planning to create a monthly budget for the month of February as well. Monthly budget help you to deal with miscellaneous expenses as well and in a much better manner.

 

[Abigael]

There's no how you won't come across challenges in situations of life but be determined and deligent to to your budget, because this is the only source of making you have standard life and profit as you have provided.

That is right. Despite the difficult economic times, there is need to still take your budget seriously. You need to spend the little you have the best way. I think lowering expenses at this time is the best move to take.

 

[Chibson]

I am planning to create a monthly budget for the month of February as well. Monthly budget help you to deal with miscellaneous expenses as well and in a much better manner.

I think that is a very good idea. Creating a monthly budget will actually help you to keep track record of your expenditures. it will also help you to know the areas you should adjust.

 

[Good-Person]

I think that is a very good idea. Creating a monthly budget will actually help you to keep track record of your expenditures. it will also help you to know the areas you should adjust.

Having a monthly budget is much better than having a daily budget. This is what I think now in case you need to deal with huge expenses each month.

 

[Chibson]

Having a monthly budget is much better than having a daily budget. This is what I think now in case you need to deal with huge expenses each month.

you are right actually. I have found out that whenever I make a monthly budget and buy things for the whole month, I will buy them at a cheaper price. When I buy some things like grocery on daily basis, I will spend more money.

 

[Kane]

Sometimes I generate surplus money and sometimes I am in deficit. When I generate a surplus, I save all surplus. And when I am deficit, I use that surplus money to cover my expenses. This is how I manage my expenses.

 

[Good-Person]

you are right actually. I have found out that whenever I make a monthly budget and buy things for the whole month, I will buy them at a cheaper price. When I buy some things like grocery on daily basis, I will spend more money.

You can buy cheaper items at supermarket. However, they are not that cheap. They may cost a few less cents as compared to the products available elsewhere.