When, do you feel, is the appropriate time to use a credit card for purchase rather than a debit card? I feel it’s best to use it, if you’re planning on making a large purchase, for example, going on holiday. This is because as a consumer, the individual is covered under section 75, in case the flight gets cancelled or you suffer from a serious illness for instance.
It would be most sensible to use a Credit Card for everyday use if you have a cash back or discount offer, and you’re wanting to take larger credit out. You’ve got to prove you a responsible person to lend to.
Are there any other situations when you’d rather use a Credit Card than a Debit Card for purchasing? When is the best time to use a credit card?