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You should only cut down the things that are not too important. This is why having a scale of preference is very important in our livesSometimes the kind of things I spend my money on such as school things and all the necessities makes saving difficult but I think now I have cut down on them.
Exactly, we should know what amount will cut down form expenses. Saving amount is good, but that should not be on the expense of essential items. We should have a proper balance.You should only cut down the things that are not too important. This is why having a scale of preference is very important in our lives
There are many factors which makes savings more difficult for me, one is that i am a man with a lot of needs, I have to provide for the family and my income is so small that's it doesn't even allow me to save after satisfying all my want .With many people getting financial education, we are all trying to make sure we don't spend all the money that comes our way, but try to save some percentage for the rainy days.
However, there are certain things that tend to o make this goal difficult.
Personally, a factor that makes savings difficult for me is the lack of the ability to differentiate between what I need and what I want. I spend money on things I could do without.
How about you?
Yeah bro, it will take you time and some unforseen experiences to get there. But if you keep on trying I believe your financial position will improve a lot in years or even months.That is so true, as I am also trying hard to make sure my sense of financial discipline gets high and be able to save more money.
You can work on that by making sure you have a written statement about what you want to do with anything that's going to come your way. It works .The factors that make saving difficult to me this days is i don't stick to my plans i made before i get the money i just spend unnecessarily when i have.
Am someone that likes to get my money working for me, and when it's in my bank account, it's not serving me. I will rather invest it.With many people getting financial education, we are all trying to make sure we don't spend all the money that comes our way, but try to save some percentage for the rainy days.
However, there are certain things that tend to o make this goal difficult.
Personally, a factor that makes savings difficult for me is the lack of the ability to differentiate between what I need and what I want. I spend money on things I could do without.
How about you?
Well you really need to try as much as possible to stick to your plan if you consider saving as a main priority ,I know it's going to be difficult because of so much responsibility but you have to do it.The factors that make saving difficult to me this days is i don't stick to my plans i made before i get the money i just spend unnecessarily when i have.
You are right to save some money for the rainy days. I agree that this goal is hard to tackle.With many people getting financial education, we are all trying to make sure we don't spend all the money that comes our way, but try to save some percentage for the rainy days.
However, there are certain things that tend to o make this goal difficult.
Personally, a factor that makes savings difficult for me is the lack of the ability to differentiate between what I need and what I want. I spend money on things I could do without.
How about you?
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