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You are right the high cost of things and the debts that are never lacking, it is difficult to save money. However, when we talk about buying the necessary things, we should limit ourselves to that and not spend money on useless or unnecessary things.Nowadays individuals want to make sure they have savings but due to the fact that they have to much of liabilities and debt to pay or their cost of living and house rent so due to this they might not be able to have savings.
I personally think that saving becomes difficult especially when you see items that you don't typically see within a store and then you are tempted to purchase those items which does affect your savings and your budget for that month.With many people getting financial education, we are all trying to make sure we don't spend all the money that comes our way, but try to save some percentage for the rainy days.
However, there are certain things that tend to o make this goal difficult.
Personally, a factor that makes savings difficult for me is the lack of the ability to differentiate between what I need and what I want. I spend money on things I could do without.
How about you?
The aspect yhat makes it difficult for me to save money,maybe because the income comes in daily,and i just spent it on my daily issues,and later would found out not much is left when bigger issues comes up.With many people getting financial education, we are all trying to make sure we don't spend all the money that comes our way, but try to save some percentage for the rainy days.
However, there are certain things that tend to o make this goal difficult.
Personally, a factor that makes savings difficult for me is the lack of the ability to differentiate between what I need and what I want. I spend money on things I could do without.
How about you?
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