if you are a pensioner I advise you try as much as possible to invest your monthly pensions no matter how small is the business. It is always advisable to have two or more streams of income apart from your salaries.I have seen people get paid like salary and still have nothing to do with the money, Because they don't have any plan of investing the money or going into a business, and at the end of it all they don't have any achievements. What advice do you have for people collecting pension every month.