It is always advisable to conduct proper research on any investment programs that you want to put your money . This is important because most of the Investment schemes are established by scammers and if care is not taken, you could get ripped up of your hard-earned money.
The time Ponzi scheme became very popular is when a lot of scammers became very committed into so many strategies that they are going to successfully use in duping people online. There are so many of them now. I can a lot of cryptocurrency scam that went on years ago.