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Do you already have a life insurance?

I don't have a life insurance yet. I am waiting to be more financially well off before I can have these important insurances. I think that they are so beneficial as they help a lot in getting you through emergencies and other financial needs.
 
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Generally, having a life insurance scheme depends on the amount of money you are making daily or on monthly basis , you need to be financially stable in order to insure you life .

Well, I do not have a life insurance and I do not plan to get one. I am currently relying a lot on my savings and daily earnings and I think that I might be starting a business in the future.
 
Yes you're absolutely right by saying this, what most people are facing this days most especially in my country is that, they don't have the necessary fund that will help them do that.
Yes that's the problem most people in small tier countries are facing, because live insurance needs allot of money for that. But in big tier countries like the united state, most of them have registered that.
 
Generally, having a life insurance scheme depends on the amount of money you are making daily or on monthly basis , you need to be financially stable in order to insure you life .
Probably, if you are not yet making reasonable amount of money it will be difficult for you to purchase an insurance premium. It is also something you need to be renewing from time to time.
 
Probably, if you are not yet making reasonable amount of money it will be difficult for you to purchase an insurance premium. It is also something you need to be renewing from time to time.

Yes, this is because many insurance companies require you to have a specific amount of money that you may need in order to make sure that you make regular payments to the company.
 
Yes, this is because many insurance companies require you to have a specific amount of money that you may need in order to make sure that you make regular payments to the company.
Yeah, that is why only those who work in some companies are given the opportunity to get insurance premium. If you have some kinds of businesses you can also purchase an insurance premium easily.
 
I have a term life insurance policy. The policy will expire in 15 years and when it expires, I will have some money. I plan to use that money to make an investment or start a new business.
 
Yeah, that is why only those who work in some companies are given the opportunity to get insurance premium. If you have some kinds of businesses you can also purchase an insurance premium easily.

There are many companies that do offer insurance plans to people. However, they do not offer insurance plans to all the people. people who have great ranks usually get those benefits.
 
There are many companies that do offer insurance plans to people. However, they do not offer insurance plans to all the people. people who have great ranks usually get those benefits.
Yes, there is a stage you will reach in a company and they will give you the opportunity to enroll in insurance. that is actually the case for so many companies around the world.
 
I won't buy life insurance because of my religious beliefs. Excluding that, it would still be hard for me to do that because I consider it wasteful. I would rather leave behind real assets than money that can be easily squandered.
 
Yes, there is a stage you will reach in a company and they will give you the opportunity to enroll in insurance. that is actually the case for so many companies around the world.

Well, the sad thing is that not all the employees get paid the right amount of salary and many do not even receive allowances. I have rarely found any kind of company that enrol people for the insurance program.
 
Well, the sad thing is that not all the employees get paid the right amount of salary and many do not even receive allowances. I have rarely found any kind of company that enrol people for the insurance program.
it is actually not every company that do that and even if they want to do, it is for specific employees especially those who have been into the company for a while. It is not for everybody unless you are working for the Federal government.
 
it is actually not every company that do that and even if they want to do, it is for specific employees especially those who have been into the company for a while. It is not for everybody unless you are working for the Federal government.

Yes, as I mentioned earlier, the fact remains that many senior employees receive benefits and bonuses. There are many companies that simply do not offer insurance at all.
 
Yes, as I mentioned earlier, the fact remains that many senior employees receive benefits and bonuses. There are many companies that simply do not offer insurance at all.
That is actually very true. In this part of the world there are some companies that offers such benefits. Here, government workers always have access to insurance no matter the level they are.
 
That is actually very true. In this part of the world there are some companies that offers such benefits. Here, government workers always have access to insurance no matter the level they are.

Well, we must understand that many companies do not offer insurance at all and this is due to the fact that they take advantage of many people who work for them.
 
Well, we must understand that many companies do not offer insurance at all and this is due to the fact that they take advantage of many people who work for them.
I think the major reason some people work for such companies is because of scarcity of good jobs. If many companies offers such benefits then a lot of other companies will actually follow suit.
 
I think the major reason some people work for such companies is because of scarcity of good jobs. If many companies offers such benefits then a lot of other companies will actually follow suit.

There are many people who have high-paying jobs, but this does not necessarily mean that they are happy having those jobs. The fact remains that there are many people who may dislike those jobs in reality but they may have no other option but to work.
 
There are many people who have high-paying jobs, but this does not necessarily mean that they are happy having those jobs. The fact remains that there are many people who may dislike those jobs in reality but they may have no other option but to work.
Yeah, a lot of people who work in the offline space actually do not like their jobs due to one reason or the other. Sometimes they may be making a lot of money but they do not have time for themselves.
 
No, I do not have a life insurance, I have not actually thought of it before now, maybe because I am still young.

Thinking of it now, I don't think it's really a bad idea, I would learn more about it and find a way to get it done before the end of this month.
 
At the moment I do not have life insurance myself and the main reason for that is I have not had enough money to be able to put into life insurance so far. I would like to be more financially stable when it comes to money before I decide to go for life insurance so that I know I will be able to pay for it and keep it going. I know having life insurance is important for those who you leave behind when you do pass so they don't end up left with all the financial needs for funerals and such.
 

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