I prefer having a cryptowallet.Their are many method to save our cash, assets. It depends on your selection and what you are saving on it. We all have different saving methods and place we save our funds for the short, and long run. I prefer saving my own funds on my local crypto wallet than my local bank account.
Which saving method do you prefer putting your funds into??
saving money in a bank would not add a dime to your savings, same thing for lending....this will even lead to more problem.
Most of my savings are invested in cyrpto.