What is a personal loan?

[Good-Person]

This is a great submission, let me not lie to you. There is a general reluctance to offer grants and loans, especially in these trying economic times, so all in all, it is not entirely surprising

Yes, this is the case. This is because grants involve giving up free money. I do not think that grants are offered to people or organisations without considering the fact that the giver of the grant may also consider some sort of benefits of his own.

 

[Ronald]

Yes, this is the case. This is because grants involve giving up free money. I do not think that grants are offered to people or organisations without considering the fact that the giver of the grant may also consider some sort of benefits of his own.

Without a shadow of a doubt, the party who offers the grant is doing so because of an innate benefit which may be even unknown to the recipient at the time. It is extremely rare to see corporations and organizations offer grants with no strings attached

 

[Good-Person]

Without a shadow of a doubt, the party who offers the grant is doing so because of an innate benefit which may be even unknown to the recipient at the time. It is extremely rare to see corporations and organizations offer grants with no strings attached

Yes, this is because certain companies usually invest in those fields and offering grant is viewed as offering investments and this is why there are so many companies that usually get involved in businesses as well after offering grants.

 

[Ronald]

Yes, this is because certain companies usually invest in those fields and offering grant is viewed as offering investments and this is why there are so many companies that usually get involved in businesses as well after offering grants.

This is quite a clever piece. In some cases, the exploitative nature of the corporations can enable companies to offer grants to businesses as a facade to them becoming quasi-shareholders claiming a stake in the business

 

[Good-Person]

This is quite a clever piece. In some cases, the exploitative nature of the corporations can enable companies to offer grants to businesses as a facade to them becoming quasi-shareholders claiming a stake in the business

I think that many organisations offer grants to individuals or groups who have been serving the company for a really long time. There is no such thing as free lunch.

 

[Ronald]

I think that many organisations offer grants to individuals or groups who have been serving the company for a really long time. There is no such thing as free lunch.

Corporations are not charity groups or non-governmental organizations so it is not entirely surprising to see them offer grants to people or other companies in return for a later favor.

 

[Good-Person]

Corporations are not charity groups or non-governmental organizations so it is not entirely surprising to see them offer grants to people or other companies in return for a later favor.

They offer favours in the form of business grants. When an institute offers much "free services" to a corporation, the corporation may "invest" money and in addition to that, they may also offer grants.

 

[Ronald]

They offer favours in the form of business grants. When an institute offers much "free services" to a corporation, the corporation may "invest" money and in addition to that, they may also offer grants.

This is true, and a practical example of this collaboration is the proliferation of organizations who grant scholarships to students in higher institutions in order to easily facilitate future employment. It is important to note that some companies do this as part of their social responsibility, though

 

[Good-Person]

This is true, and a practical example of this collaboration is the proliferation of organizations who grant scholarships to students in higher institutions in order to easily facilitate future employment. It is important to note that some companies do this as part of their social responsibility, though

Rarely certain kinds of educational organisations provide grants to students, but they also offer scholarship opportunities to many students who want to study.

 

[Ronald]

Rarely certain kinds of educational organisations provide grants to students, but they also offer scholarship opportunities to many students who want to study.

This is a salient point. Some companies give grants to certain individuals and workers of repute as a reward, and some of them even offer free services to feeder organizations because of a competitive advantage they will possess.

 

[GIFTMICHAEL]

A personal loan is an amount of money you borrow from a personal venture which needs no money going external. Assuming that you a have a business or venture in which you make sure that the money generated stays in the business. In this case, you take money out of it to satisfy a need or want contrary to what it is primarily intended for . That is a personal loan.

Yes true.
In my opinion I think a personal loan is something when you have some money aside and you want to invest in a business that will be paid back when it makes a profit. Both will be done through this. Is called personal loan.

 

[Kvngsammy]

Personal loans are usually taken out for emergencies and more often than not, salary or other income means are used to determine how much one will get and how much will be available to one as well.

 

[Good-Person]

This is a salient point. Some companies give grants to certain individuals and workers of repute as a reward, and some of them even offer free services to feeder organizations because of a competitive advantage they will possess.

Yes, there are many different kinds of terms and conditions many people or organisations must fulfil in order to get a business grant. Grants are free money and we know how hard it might be to get free money!

 

[Ronald]

Yes, there are many different kinds of terms and conditions many people or organisations must fulfil in order to get a business grant. Grants are free money and we know how hard it might be to get free money!

This leads me to another point. Companies and corporations will never offer grants free of charge without any strings attached. There will always be terms and conditions to be fulfilled once the grant is given

 

[Danny4cash]

Well, a lot of people don't care about the difference between personal and business loan. I don't even bother myself about their difference. But looking at it critically, personal loan should be loan you take for your personal use.

 

[Good-Person]

This leads me to another point. Companies and corporations will never offer grants free of charge without any strings attached. There will always be terms and conditions to be fulfilled once the grant is given

There are many things and conditions an organisation or a person must fulfil. An organisation must work with the other organisation and make sure that they conduct business with them before the application of grant is approved.

 

[Ronald]

There are many things and conditions an organisation or a person must fulfil. An organisation must work with the other organisation and make sure that they conduct business with them before the application of grant is approved.

This is often the case so I agree with your point. Usually organizations prefer to give grants to people whom they are aware can be a benefit and have had the experience of dealing with in the past

 

[Good-Person]

This is often the case so I agree with your point. Usually organizations prefer to give grants to people whom they are aware can be a benefit and have had the experience of dealing with in the past

I think that many organisations also offer grants when they receive a huge amount of charity from various organisations and individuals as well. They definitely take their cut and then give out the business grants.

 

[Ronald]

I think that many organisations also offer grants when they receive a huge amount of charity from various organisations and individuals as well. They definitely take their cut and then give out the business grants.

This is an astute observation. There are various organizations and individuals who perform philanthropic and charitable acts by giving grants to beneficiaries as a social responsibility in most cases.

 

[Good-Person]

This is an astute observation. There are various organizations and individuals who perform philanthropic and charitable acts by giving grants to beneficiaries as a social responsibility in most cases.

Such kind of grants are offered by many organisations because they work with many welfare organisations that try to help the poor and needy people in the right manner. They receive a huge amount of money as charity.