Everyone wants to participate in the stock market because they know it's a great way for many people to make money, even with small amounts, in the hopes of making a profit. However, I don't think it makes sense to invest $20 because there won't be any return. Even for the most impoverished, investing in a well-known company that grows by 10% annually will yield a profit of $2 over an extended period of time. Such funds, in my opinion, would be better used for schooling or some riskier investments that might yield higher returns.