For people who do not work in both public and private institutions, from now on they must prepare themselves to invest as a substitute for pension funds, when compared to bank savings, investment will get higher profits or interest. Here are some investment instruments that are suitable for preparing your retirement fund:
1. Financial Institution Pension Fund
This program is separate from the pension funds provided by the employer to employees. Financial Institution Pension Funds are formed by a bank or life insurance company.
2. Investment Deposit
Deposit investment is one of the safe investments, although the rate of return is not like investing in stocks or mutual funds.
3. Mutual Fund Investments
There are many types of mutual fund investments out there, but in my opinion, the safest one is Money Market Mutual Funds. Money market mutual funds have the smallest risk so they are suitable for beginners to prepare for retirement funds.
4. Stock investment
Even though stock investment is a HYIP, therefore you should choose Blue Chips with the Most Superior Market Capitalization, the price volatility is not too high. because companies with these shares have a good performance.
5. Bitcoin / Crypto investment
Bitcoin / crypto investment has high price volatility, and is difficult to predict, so I doubt if I make Bitcoin an investment instrument for preparing for retirement funds, what do you think? Or you have other ideas about investment instruments that are suitable for preparation for retirement. Feel Free to share your idea.
1. Financial Institution Pension Fund
This program is separate from the pension funds provided by the employer to employees. Financial Institution Pension Funds are formed by a bank or life insurance company.
2. Investment Deposit
Deposit investment is one of the safe investments, although the rate of return is not like investing in stocks or mutual funds.
3. Mutual Fund Investments
There are many types of mutual fund investments out there, but in my opinion, the safest one is Money Market Mutual Funds. Money market mutual funds have the smallest risk so they are suitable for beginners to prepare for retirement funds.
4. Stock investment
Even though stock investment is a HYIP, therefore you should choose Blue Chips with the Most Superior Market Capitalization, the price volatility is not too high. because companies with these shares have a good performance.
5. Bitcoin / Crypto investment
Bitcoin / crypto investment has high price volatility, and is difficult to predict, so I doubt if I make Bitcoin an investment instrument for preparing for retirement funds, what do you think? Or you have other ideas about investment instruments that are suitable for preparation for retirement. Feel Free to share your idea.