I always choose the option to skip ads when I see them. The only times I wont are if they are for a creator I like and It's an ad I want to continue watching.
Otherwise I just use an adblocker on my browser when accessing YouTube. YouTube is starting to combat against that though, but I haven't seen their pop-up in a while asking me to turn it off. I can't block ads on my tv though, since I use the Roku tv. I noticed YouTube as of late starting to up the ads and the ad timer. Instead of 5 seconds to skip, I've been getting 30+ second ads where I can skip after I watch a certain amount of them.
This could be good for YouTubers to make extra money from ads, but damn is it annoying to have to site through so many ads in a short video.