Do you keep track of your credit score?

[Debashis]

Do you actively monitor your credit score, and if so, could you share some specific strategies or actions you've implemented to not only maintain but also improve it? How do you believe having a healthy credit score can impact your financial opportunities and decisions in the short and long term?

 

[Grant]

Not really. But my credit union app has an option to view your credit score and I think mine is fairly decent last I checked. I haven't used it to take out loans or anything like that. But my credit score should afford me a decent sized loan if I need it.

 

[Kane]

Credit score is basically your ability to access financial services such as loans. Higher credit score means you have access to better financial services such as credit cards, loans, etc. However, in my home country, there is no provision of credit score. Getting access to financial services is solely determined buy the income level of the person.