In contrary, I personally don't prefer to deal with my close ones. That's because, no one knows what future holds. And in rarest of rare cases, if the one who borrowed money fail to repay the amount, I could not collect forcefully also because he is near and dear to me. So I follow the rule not to do business with family or friends.if I have someone who is going into business and the person may be a friend or a family member then if his idea is good I will definitely give him the loan if I have.