It is generally believed that credit cards are harmful for personal finances because credit cards encourage unnecessary spending. When you have credit cards, you can still spend money even when you do not have any money. Do you also believe that credit cards are inherently bad for money management? Do you see any potential benefits of using credit cards?
As far as I am concerned, I feel that if you spend wisely, credits cards can be highly beneficial for your personal finance?
As far as I am concerned, I feel that if you spend wisely, credits cards can be highly beneficial for your personal finance?
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