So most website software's will come with generic Terms of Service and Privacy Policies. However, when creating your website depending on the niche, you will need to customize the TOS/Privacy policies. It may also be wise to create a personalized frequently asked questions page that is specalised to your website or forum community.
Or, do you just rely on the default one's that come with the script?
Or, do you just rely on the default one's that come with the script?