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Refinancing loan

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Refinancing a loan means replacing an existing loan with a new one, usually at a lower interest rate. I refinanced my mortgage from 5% to 3%, saving on monthly payments. Consider refinancing when interest rates drop, your credit score improves, or to switch from a variable to a fixed rate for more stability.
 
Refinancing a loan involves replacing an existing loan with a new one, typically with better terms. It can lower interest rates, reduce monthly payments, or adjust the loan term. Pros include saving money on interest and simplifying debt management. However, it may extend repayment or incur fees. Careful consideration of costs and benefits is essential before refinancing
 

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