Making your money work means you use your money to start a business for revenue generation or invest in the market for dividends. This will be possible only when you are earning more than your basic needs and you have managed to build savings. If you need $1000 for your bills, you should be making more and have surplus money to make your money work and make money with money. If you do not earn well, you can start downsizing your life and also acquire additional skills to generate extra income. With the right skills and financial strategy, your money can work for you.