In order to save regularly, you need a regular income. If you receive a monthly salary or receive a regular payment, you will be able to save easily compared to a situation where you do not have a regular income. When money is coming to you regularly, deducting a portion (10-20 percent) of your income and depositing it in a saving account in a bank account will help you to build your savings. If you have a regular income but you are on a low income, you might find difficulty in saving, however, if you save some money and try to adjust your life on the remaining money, you might still be able to save regularly.