My mother is a proper house wife, she does not have any income source apart from the money my father gives to her. Yet she managed to save money. By consistently saving small amount over the year, she accumulated a significant sum over time. Sadly, she just had principle amount, as she did not know how to maximize profits by investing it. You will have to save money, but the real growth happens when you invest your savings. Diversify your investment and minimize risks and work towards long-term financial growth.