Have you ever run into an issue where you were glad you had homeowner insurance?

[Shortie]

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[Ravenfreak]

Thankfully I haven't ran into any issues yet, we just moved early last year into a bigger house and had to get insurance. We thankfully live up top of a hill, so if there was ever floods in my area I think we'd be safe with that. Living in the midwest though, we're known for getting some bad thunderstorms and tornados at times but I've been lucky enough not to get caught in the middle of a tornado.