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Morning everyone! How is everyone
 
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Another fabulous day of enjoying retirement at the ripe old age of 59, and not having to really worry about anything.
For those still in the grind... I have to STRONGLY suggest you plan for your future...because it does arrive, and if you haven't planned for it adequately you can be screwed. WAY to many don't think about it far enough in advance. We drilled this into our son... it's one reason that he's got savings/investments approaching the 7 digit range currently at the "old" age of 36, and he's debt free.
 
Must be nice. My wife and I are nearly 40 and we're only just able to start the property buying process. As it is, we're in the top 10% of the entire country nationally for salary, have 20% of the property value to put down (which given a 4-figure rent a month is quite a miracle), and we're still going to be having a 4-figure-per-month mortgage payment over the next 20+ years, even though we plan to bring that down over time.

No-one else at the company I work for can afford to buy a house - not even the boss - and they're all flat-sharing, though they're all in their twenties. And not really able to put too much down per month into a deposit because rentier culture sucks.
 
Hey peeps! Anyone looking forward to St. Patricks Day this Friday?

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Hope you all have a great week!
 
Hey peeps! Anyone looking forward to St. Patricks Day this Friday?

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Hope you all have a great week!

Don't really celebrate that here in Scotland, the only time I remember doing anything for it was in my college days.

Got two long days of conference tomorrow and Wednesday, up at 3:30am to get to the airport for my flight, so probably won't be online for the next couple of days!
 
Back from my work conference, got the day off today (and tomorrow) but working the weekend. I'm really tired, it was a long day of travelling home yesterday.
Welcome back 😃
 
Tired and more tired! I've just woken up from a nap. My sleeping pattern is goosed from all the partying I done on Tuesday night! 🫣
Serves you right! 🤣 Who the hell even parties mid week? Besides me? 😂
 
Oh I have a great meme which I sent my mates a couple of days ago. This is so damn accurate, it’s not even funny.

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Serves you right! 🤣 Who the hell even parties mid week? Besides me? 😂

We only get to meet up a few times a year, so when we party...we go hard! I went to bed at 4am and had to get up at 7am to start the second day, and I felt more and more awful as the day went on. By the time my flight home came around at 10pm, I full on had the shakes. Could have been worse though...might have had no sleep at all!

Haha that meme is so relevant even though I've not even hit my 30s yet.
 
We only get to meet up a few times a year, so when we party...we go hard! I went to bed at 4am and had to get up at 7am to start the second day, and I felt more and more awful as the day went on. By the time my flight home came around at 10pm, I full on had the shakes. Could have been worse though...might have had no sleep at all!

Haha that meme is so relevant even though I've not even hit my 30s yet.
Sounds like a great day to me. 😎 that’s usually how my weekends go, except even less/no sleep at all. 😂
 
Sounds like a great day to me. 😎 that’s usually how my weekends go, except even less/no sleep at all. 😂
That being said you’ve seen me around for more than 36h straight online 😂
 
Hey y'all, I'm taking a break from AJ for about 2 months or so. When the time is right, I'll come back when time permits me to do so. I can't take this kind of abuse anymore.
People need time off now and then. You are always welcome, keep that in mind. We’ll see you soon! :)
 

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